It's not McAfee trying to sell you stuff.. You most likely are infected.. McAfee 
is just not a good program for scanning with. :)  Not to mention that once your computer 
is infected, nothing can be trusted, including your anti-virus software as it is 
very easy to defeat.

What you are seeing on the desktop is called an active desktop.. You can try to turn 
it off, but if the computer is infected it will just pop back up.  Go into control 
panel -> display and click the desktop tab..Click 'customize desktop' and then the 
'web' tab.. In there you can delete the malicious desktop.  For best results, everything 
should be unchecked in that window.

Other then that, you should definitely be concerned as there is like a 99% chance 
that you ARE infected.. :)

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